Payment alternatives

You can choose from the following payment alternatives

• Credit card (VISA and MasterCard)
• Bank transfer
• Payment by invoice with partial payment option
  

SnusExpress reserves the right to exclude customers from individual payment options or to insist on prepayment without giving reasons.

Credit card payment

You can pay by VISA or MasterCard credit card.

The security of your personal information is extremely important to us. Of course, this also includes your bank and account information. All transactions are sent over an SSL-secured (Secure Socket Layer) platform. For the processing of credit card payments, we work together with Nets, one of the leading Scandinavian payment platforms. We cannot see your credit card information at any time. This information is exclusively known to you and our bank. To avoid delays and inconvenience, please make sure your account is covered.

Bank transfer

After placing your order, you will receive a confirmation by e-mail. It contains all information about your order, as well as the transfer information.
Please note that bank transfers can take up to 5 working days until the amount is credited to our bank account.

When making the transfer, please indicate your order number as a reference (payment purpose, message), so that your payment can be quickly and easily assigned to your order. A missing reference number can lead to delivery delays of your order.
The transfer fees of your bank are to be borne by you, we only stand for the costs of our bank. Therefore, make sure to choose OUR or SHA as transfer option. Otherwise, we may need to reduce your order if we incur costs beyond our bank's fees.

Once your payment has been confirmed by our bank, your order will be activated immediately and sent to the address you indicated. Any unpaid order will be canceled and deleted from our system after 14 days.

Our bank account details for international transfers:

Receiver:
SALT LABS Switzerland AG
Grabenstrasse 25
CH-6340 Baar, ZG
Switzerland

IBAN SE17 6000 0000 0000 5345 1309 
BIC HANDSESS
Bank: Svenska Handelsbanken 

Payment by invoice

We also offer payment by invoice and you can choose whether you want to settle your bill at once or in instalments.

For payment by invoice, the terms and conditions for “Byjuno invoice with partial payment option” of Byjuno AG apply. You will find them within our Terms & Conditions section or directly at http://byjuno.ch/en/r21b/terms/

What is the Byjuno invoice with partial payment option?

If you select the Byjuno invoice with partial payment option, you pay the relevant goods/services including any associated fees directly and exclusively to Byjuno.
Intrum AG checks your credit standing before and/or during the conclusion of the purchase from us.

Payment terms and minimum amounts for partial payment:

You can split your payment into a maximum of three instalments within three months after the order.

The payment deadline for the full payment of the invoice or the 1st instalment is 20 (twenty) days from invoice date.
You can of course repay the outstanding amount wholly or in part at any time in advance. However, the following minimum amounts of the total outstanding amount must be received by Byjuno within the following deadlines:

The instalment option is only enabled or takes effect with the payment of a corresponding partial amount, i.e., the corresponding minimum amount according to the table above must be paid in each case for each instalment (instalment 1 to instalment 3). After expiration of the aforementioned payment deadline(s) without receipt of payment, the complete Claim invoiced, and/or any individual instalment is due, and you are automatically in default of payment for the entire outstanding Claim without a reminder. For legal reasons, Byjuno does not grant any extensions of payment deadlines.

Interest and fees

Interest of 14.9% per year (360 days) is charged for each respectively outstanding amount of the Claim from 20 (twenty) days since the date of the invoice.

In addition to the price of the goods, Byjuno charges an administration fee of CHF 2.50 per invoice/instalment. SnusExpress.ch pays the administration fee for the first invoice/instalment.

A fee of CHF 3.50 is charged per postal sending in paper form.

The above information is just an excerpt from Byjuno's Terms & Conditions for "Byjuno Invoice with Partial Payment Option". The complete terms and conditions for "Byjuno invoice with Partial Payment Option" of Byjuno AG can be found in our terms and conditions section or on http://byjuno.ch/en/r21b/terms/.